Taxes in South bend, IN
Updated 2026 • Property, income & sales tax data
📊 Total Annual Tax Burden in South bend, IN
The combined effect of property, income, and sales taxes determines your total tax burden. Based on South bend's median household income of $49,056 and a local median home price of $210,120.
🏠 Property Tax in South bend, IN
Property taxes are collected by local governments and used to fund schools, infrastructure, and other local services.
Note: The effective rate represents the percentage of a property's value paid in taxes annually. The US average property tax rate is approximately 1.1%. The estimate above uses the local median home price of $210,120 for South bend, not the national median of $419,200.
💼 State Income Tax in IN
Income tax rates and brackets vary by state, impacting residents' overall tax burden. IN has no state income tax, which is a significant financial advantage for residents.
Note: Tax estimates are approximations based on standard deductions and may not account for all applicable credits, deductions, or individual circumstances. For personalized tax advice, please consult a qualified tax professional.
🛒 Sales Tax in South bend, IN
Sales tax is applied to most retail purchases and is collected by merchants at the point of sale. The rate can vary based on location and type of purchase.
Impact on Common Household Expenses
| Category | Annual Spending | Est. Sales Tax |
|---|---|---|
| Groceries | $7,000 | $490 |
| Retail | $5,000 | $350 |
| Dining | $3,500 | $245 |
| Total Annual | $15,500 | $1,085 |
💡 Did you know? Not all states tax groceries, and some have tax holidays for specific items like back-to-school supplies or emergency preparedness equipment. Check with local authorities for exemptions that might apply to you.
Understanding Your Tax Burden in South bend, IN
Taxes impact your cost of living in South bend, IN. With moderate property taxes around 0.87%, variable income taxes, and sales tax at 7.00%, understanding your tax burden is crucial. Explore detailed breakdowns below.
Tax Pros & Cons of South bend, IN
Pros
- •Access to Notre Dame events
- •Supportive educational programs
- •Strong local community vibe
- •Family-friendly activities abound
- •Developing arts scene
- •Affordable cost of living
- •Low housing prices
- •Plenty of parks and trails
- •Growing job market in tech
- •Diverse food options available
Cons
- •Harsh winter weather conditions
- •Few job opportunities for grads
- •Some socio-economic struggles
- •Higher crime rates reported
- •Limited nightlife options
- •Limited shopping destinations
- •Public transport is lacking
- •Not very walkable city
- •Racial tensions in some areas
- •Schools can be underfunded
Frequently Asked Questions
What is the cost of living in South bend, IN? ▼
The cost of living in South bend, IN is 0% equal to the national average, with a cost of living index of 100 (where 100 represents the U.S. average). Housing typically accounts for the largest portion of living expenses. See full cost of living breakdown →
Is South bend, IN a safe place to live? ▼
South bend, IN is average in terms of safety, with crime rates near the national average. Safety varies significantly by neighborhood. View detailed South bend crime statistics →
What are the best neighborhoods in South bend, IN? ▼
The best neighborhoods in South bend, IN depend on your priorities. For families, look for areas near top-rated schools with lower crime rates. For affordability, neighborhoods vary in price depending on proximity to amenities and schools.
How are the taxes in South bend, IN? ▼
Tax rates in South bend, IN include state and local components. The cost of living index of 100 reflects a moderate cost environment compared to the national average. View detailed South bend tax information →
How does South bend, IN compare to nearby cities? ▼
South bend, IN offers comparable costs to nearby communities. With a cost of living index of 100, median home prices of $0, and a crime rate of 0 per 1,000 residents, you can compare these metrics side-by-side. Use the compare feature to evaluate specific cities.
What is the weather like in South bend, IN? ▼
Weather in South bend, IN varies by season. Climate data varies by season. View detailed South bend climate & environment data →
Explore More About South bend, IN
📅 Last Updated: February 2026
Sources: Tax Foundation, State Revenue Departments, U.S. Census Bureau ACS